Having retirement dollars mainly in traditional savings plans can handcuff older workers.

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...

Americans without children are less confident about later life finances than parents—despite the cost of raising kids.

Fri, March 27, 2026 at 1:45 PM UTC You spent 30 years building a $3 million 401(k), but, at 73, the IRS will start dismantling it on its schedule. The forced withdrawals are called required minimum ...

It's a lot, and employers and the government have started to take notice. There's a growing movement to help workers without access to workplace retirement plans, and it's important to understand your ...

American workers have steadily built up 401(k) balances, but new research suggests they remain poorly prepared to spend down those savings once paychecks stop. The retirement system has succeeded on ...

Many Americans doing their best to save and invest for retirement rightly use an employer-sponsored 401(k) as a major component of their planning strategy. Personal finance bestselling author and ...

The Wall Street Journal reports on an Obama administration initiative to facilitate—or require—that workers automatically be signed up to participate in employer-sponsored retirement accounts. These ...

Radio host and bestselling personal finance author Dave Ramsey is flagging a warning for Americans saving for retirement.

For working Americans with access to a 401(k), there's perhaps no easier way to save for retirement. You tell your employer how much money you want to contribute per year or per pay period, and that ...

If you're going to save money for retirement (which, to be clear, you should), then you probably want to do it in the most seamless, painless way possible. And that could mean falling back on your ...