AppleCare Protection Plans for the iPhone have been transferable since June of this year, and now the new policy will apply to all Apple products eligible to be covered by a protection plan.

The only issue with this choice is that I don't have an AppleCare plan or a traditional phone insurance plan attached to my iPhone ... the cell phone protection benefit has a $50 deductible ...

People affected by the LA wildfires who lost their Mac to the flames shouldn't use AppleCare to replace it. They'd have better luck with homeowner's insurance.