Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Get our diy cash envelopes. With the cash envelope budgeting system, you can easily and securely save for holiday gifts, and still enjoy the thrill of holiday shopping.

Compare the best low-cost or free budget spreadsheets you can use to organize your finances now. Start with Benzinga's review of the best.

These printable envelope templates will help you get started using cash for your purchases. ... Today's Nest offers some great tips to get started with the envelope method of budgeting.

Microsoft provides several simple budget templates, and if you're familiar with Excel, they're easy to use. For a truly free alternative, try a budget template for Google Sheets.

Other free budgeting mobile apps include Goodbudget, Achieve MoLO and SoFi Budget Planner. Using pen and paper, envelopes and spreadsheets are free, low-tech ways to budget.

Want to go beyond the Envelope Budget? Try this free budgeting spreadsheet to draw up your own plan and get a firm grip on where your money is going. We’ll walk you through each step.

A budget is, at its simplest, a plan for how you'll spend your earnings. It ensures you have the funds to cover your essentials — like housing, groceries, utilities, and your monthly debt ...