The NAIC wrote and adopted the overall life insurance illustration model in an acrimonious process that concluded in 1997, well before IUL existed. Regulators settled on AG 49 in 2015 as the first ...

To maintain inner calm and balance in your busy life, it’s essential to create a sustainable routine that incorporates the ...

Most of the drawings in Amy Tan’s unusual and rewarding new book, “The Backyard Bird Chronicles,” are of birds: birds at play, birds nibbling. Her book pulls from six years of jou… ...

Companies are not allowed to provide any illustration, including an in-force illustration, that fails either the lapse-support test or the self-support test, according to the model regulation.