Most consumers would not take up the digital euro if they were given the choice, new research from the European Central Bank ...

The fintech model banks analysis offers additional breakdowns of the Fintech Benchmarks 2025, shedding light on patterns of central bank digital currency research, artificial intelligence use and the ...

We are aware of only two papers that study this issue: Davoodalhosseini (2018), in his benchmark model, estimates the benefits of a CBDC to be around 0.16 percent of total consumption. This rises to 0 ...

And in some countries, well-regulated faster payment services look to accomplish many of the same objectives as CBDCs without requiring the creation of an entirely new form of money. Brazil and India ...

This acquisition strengthens Mintoak's ability to enhance merchant engagement, retention, and monetisation for banks and ...

A central bank digital currency, or CBDC, is a digital version of a region’s fiat currency, put out by the region’s monetary authority. CBDCs gained a significant spotlight in 2020 ...

But what does that future look like? With 90 per cent of central banks now exploring their own CBDC (Central Bank Digital Currency) according to McKinsey, the once-fanciful notion that governments ...

Launched by RBI in 2022, CBDC aimed to reduce India's reliance on the dollar and counter cryptocurrencies. Despite lackluster ...

This paper explores the security aspects involved in constructing and deploying a central bank digital currency (CBDC). Security is an essential quality of a CBDC system. In addition to securing the ...

The Promise of CBDC and Gift City’s Role. Is the Digital Rupee ready for real-world testing? At a time when countries like China and the European Union are pioneering their own ...

Ripple (XRP-USD) is charging forward despite the recent XRP downturn, having aligned with the Digital Euro Association (DEA) to spearhead ...