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The pension maximization strategy a 64-year-old federal employee used instead of taking the joint-and-survivor option
Quick ReadElecting the $58,000 single-life FERS pension and buying a $300,000 20-year term policy for ~$3,200 annually nets ...
A worked FERS example for 2027 and 2028 retirees: what the frozen pay plan does to the high-3 and what the age-62 COLA rule ...
A guide to the retirement, insurance, Social Security and TSP changes affecting federal employees, retirees and survivors in 2026, plus what to watch for in 2027.
A federal retirement COLA will be paid in January of 3.6 percent for those retired under CSRS and 2.6 percent for those ...
During the month of October, every federal employee needs to make a self-check decision about their Federal Employee Health ...
A federal worker spent 20 winters repairing one of the Great Lakes' most critical shipping corridors, and Social Security logged every paycheck. His federal pension tells a completely different story, ...
Getting the full agency match is a good baseline, but if retirement is around the corner, there’s more to consider before deciding what to do with the rest of your paycheck.
FERS pensions exclude overtime from the high-three basic pay calculation, but Social Security counts that same overtime as covered earnings toward future benefits. Overtime only builds Social Security ...
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