Instead of paying the actual value, it reimburses you for the full replacement cost of what’s damaged or destroyed.

A California judge has ruled the state's bare-bones home insurance program's handling of smoke damage claims is unlawful, a ...

Your home insurance claim payout may be either a full or a partial payout, depending on the nature of the damage and your carrier’s policies.

Homeowners insurance typically covers sudden roof damage caused by problems like a falling tree, hail or a storm. Home ...

Dispute a low home insurance settlement and learn how to get help with your claim if you want to rebuild or relocate after wildfire damage. This guide explains steps to fight for a fair payout ...

Homeowners insurance policies help you financially recover from a setback such as a house fire, tornado or theft. Find out what home insurance covers and does not cover.

Rising home insurance costs are straining budgets, ... You might also qualify for reduced rates if you pay your premium annually instead of monthly and set up automatic payments. 4.

Why Home Insurance Costs So Much—and How to Pay Less Blame natural disasters, inflation, or your location. These tips will help you whittle down rising premiums.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.