In Louisiana, those with poor credit pay an average of $4,110 per year for homeowners insurance, according to NerdWallet’s rate analysis. That’s 85% more than those with good credit.

Louisiana also has the third-highest average homeowners insurance premium ($3,604 annually) and the ninth-highest number of FEMA disaster declarations between January 1, 2014 and January 1, 2023 (30).

Key Takeaways. According to our analysis, Allstate has the cheapest homeowners insurance in Louisiana, with an average annual premium of $1,261, significantly lower than the state's average of $1,851.

For single-family homes with mortgages that have taxes and insurance escrowed; Chart: Axios Visuals More than a quarter of New Orleans-area homeowners' mortgage payments went to insurance last year, ...

Why it matters: Homeowners insurance is a key driver in the rising cost of homeownership, but there's only so much that state lawmakers can do as national and global factors increase costs. The ...

NerdWallet analyzed data from 30 Louisiana insurance companies in order to find the insurers with the best homeowners policies. These are the top four insurance companies that received 4.5 stars ...

Senate Bill 235 and House Bill 356 drew wide public interest as homeowners wait for state officials to rein in the coverage costs. Average homeowner insurance premiums in Louisiana are the eighth ...

Louisiana has been dealing with an insurance crisis, as the state consistently ranks among states with the highest auto and homeowners insurance premiums, according to Insurance Business America.

Best homeowners insurance companies in Louisiana. NerdWallet analyzed data from 30 Louisiana insurance companies in order to find the insurers with the best homeowners policies.

The Louisiana House of Representatives approved a bill Tuesday that would require insurance companies to let homeowners purchase “stated value” policies, which cover the home for an amount they ...

The cheapest home insurance provider in Louisiana is State Farm, with policies averaging $1,438 per year. Last Updated: Jun 4, 2025. Contact Us Advertiser Disclosure ...