USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

Because they're guaranteed by the U.S. Department of Agriculture, USDA loans don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...

USDA Rural Development home loans offer zero-down financing with competitive interest rates for eligible buyers in rural areas. Below, we detail Maryland’s 2025 income limits, eligible areas, and the ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...

Learn about the types of loans available before beginning your home search Written By Written by Contributor, Buy Side Kim Porter is contributor to Buy Side from WSK and expert on mortgages, student ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...