This fire-to-flood disaster was just one varietal of dozens of such disasters this year. All told, there have been at least 45 flood-related major disaster declarations this year, according to FEMA.

President of the southwestern Polish city of Jelenia Gora, hit by devastating flooding in September, has accused the previous ...

In a matter of minutes, flash floods caused by heavy downpours in eastern Spain swept away everything in their path. With no time to react, people were trapped in vehicles, homes and businesses.

Cheapest states Average annual cost for flood insurance Average monthly cost for flood insurance ...

Even an inch of flood water can cause $25,000 worth of damage, according to the Federal Emergency Management Agency (FEMA). But standard homeowners insurance policies don't cover flooding.