Confusingly, Apple offers both AppleCare (no plus sign ... and there are pros and cons to it that are worth considering. There are certainly benefits to AppleCare+. You get support from Apple ...
People affected by the LA wildfires who lost their Mac to the flames shouldn't use AppleCare to replace it. They'd have better luck with homeowner's insurance.
In place of AppleCare, I instead was able to get partially ... especially since the turnaround time wasn't very long, but one worth planning for, especially if you are hoping to use any other ...