CDs traditionally lack liquidity, which can be a huge drawback. If you're afraid of being stuck paying early withdrawal penalties in case of an emergency, no-penalty CDs can help you avoid that risk.
If you're interested in short-term CDs and want to earn a high interest rate, 6-month CDs could be a good choice for you. The national average CD rate on a 6-month term is 1.64% APY (Annual ...
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