Even small mistakes can negatively impact your credit score; here are some of the most common credit report errors and how ...

Ideally, credit score should be checked at least once in a year. There is a wrong perception that checking the score too ...

Instant personal loans are influenced by credit scores, with higher risks and rates for lower scores. Scores above 650 ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t ...

Ever wonder why you can check your credit report for free once per year? Or why the government website that allows those free ...

Personal loans are one-size-fits-all types of loans that borrowers can use for any purpose. Borrowers can rely on an instant ...

A credit score is a numerical measure of your creditworthiness, based on payment history, debt, and credit history length.

Dave Ramsey has never been shy about sharing his opinions on financial systems and this time, he took on one of the most entrenched ideas in personal finance: the FICO score. In a video addressing ...

"mortgage applicants absolutely went through a 'credit check' process" even before mortgage lenders embraced generic credit scores in the 1990s. The difference was that lenders previously "relied ...

Having a high credit score buys the average consumer more than bragging rights. Read on to find out how else you could ...