Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

With a new rule from the Consumer Financial Protection Bureau, you could find it easier to get a loan even with medical debt.

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

NerdWallet rates more than 40 business credit cards, evaluating them on more than a dozen factors. See more on how we rate ...

NerdWallet's credit cards content, including ratings and recommendations ... that gather the information used to calculate credit scores. With your activity on file at all three, future lenders ...

Delayed payments on these loans can negatively affect your credit history. Similarly, personal loans, if not paid on time, can lead to a decrease in your credit score. Auto loans and mortgages are no ...

Increasing your credit limit will help reduce your credit ratio because the amount you owe is now a smaller percentage of the ...

Depending on what province you live in, if you have a low credit score, you could end up paying hundreds of dollars more a ...

Ideally, credit score should be checked at least once in a year. There is a wrong perception that checking the score too ...

Poor credit raises rates by 88% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...

We looked at loan amounts, repayment periods, fees, Better Business Bureau ratings and business requirements ... Kiva Best for low credit scores: Credibly Best for PayPal Business users: PayPal ...