Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

Ideally, credit score should be checked at least once in a year. There is a wrong perception that checking the score too ...

Depending on what province you live in, if you have a low credit score, you could end up paying hundreds of dollars more a ...

Your equity equals your home's current value minus the amount you owe on it. You can borrow against this equity, preferably ...

Whether taking out the loan harms or helps your score largely depends on your current credit rating factors like how much debt you have, how many hard inquires you've made, and how responsible you ...

Bad math at Equifax led to bad rates for New Yorkers – now it’s paying up.The credit reporting agency agreed to a $725,000 ...

Frederick County obtained a triple-AAA bond rating from Fitch, Moody's, and Standard & Poor's due to strong financial ...

Delayed payments on these loans can negatively affect your credit history. Similarly, personal loans, if not paid on time, ...

NerdWallet rates more than 40 business credit cards, evaluating them on more than a dozen factors. See more on how we rate ...

Borrowers with subprime or deep subprime credit scores make up the majority of Buy Now, Pay Later (BNPL) originations, the CFPB said, in a new ...

CHICAGO - S&P Global downgraded the City of Chicago’s credit rating after the passage of the 2025 budget last month. The rating agency knocked the city’s rating from BBB+ to BBB, according to a city ...