There's a $500 minimum deposit, and the bank's CD guarantee lets you receive the highest rate offered within 10 days of opening your CD. » COMPARE: See our list of best CD rates No-penalty CDs.

With this card, you earn 1.5 points per $1 spent. (Bank of America Preferred Rewards®customers earn 25%-75% more points.) Points can be redeemed for credit against any travel purchase.