Learn about safe harbor 401(k) plans, the benefits, rules, and how to set one up. Discover if it's the right retirement plan ...

These popular savings vehicles aren't designed to keep 401(k) balances subject to automatic distributions in a safe harbor ...

By offering a safe harbor 401(k), you, as the owner, and highly compensated employees can save up to the maximum each year. A safe harbor plan requires an employer match contribution, typically 3 ...

Some filers also need estimated payments if they haven’t withheld enough taxes from a full-time or part-time job.

But if multiple financial pressures collide—or if you have no savings at all—you could be tempted to tap your retirement money ... allow for what are called “safe harbor distributions ...

In this first year of the Starter 401(k), 75% of small employers went with this new 401(k) over their state-run auto-IRA ...

This can simplify plan management—called a Safe Harbor 401(k)—by automatically satisfying government test requirements and helping everyone save more. Remember, employer contributions are tax ...

While the second half of the year typically means Open Enrollment for most companies, it's the perfect time to highlight the ...

As we celebrate the 50th anniversary of the Employee Retirement Income Security Act of 1974 (ERISA), it is important to ...

While half of retirees enjoy guaranteed lifetime retirement income from a pension, just 15% of current private-sector workers ...

Some risk is necessary to retire comfortably, but you can take steps to reduce your risk of loss without hampering your money ...

CD interest is subject to income tax in the same year it is credited to your account. Once the money is added, Uncle Sam gets ...