Most store credit cards will require you to have at least good credit. A good credit score is typically considered to be 670 or higher. Will opening a store credit card help or hurt my credit?

We evaluated over 75 store credit cards to determine which were the best by category. Learn which merchant credit cards may be right for you in our expert analysis.

When you’re ready to make a purchase at a retailer’s register, you may be offered an incentive to apply for a store card. Many people assume that store cards are the same as traditional credit ...

Closed-loop store credit cards can only be used within a specific store or brand of stores, whereas general credit cards can be used almost anywhere. Learn about their major differences and why ...

And store cards also often have punishingly high APRs -- in some cases, topping 30%. Granted, credit card interest is never cheap -- the average rate is over 23%.

Store credit cards can be useful for brand-specific benefits, but make sure you review all the store credit card pros and cons before signing up. Crystal Cox/Business Insider Pros and cons ...

Take Bloomingdale’s store credit card, which has an interest rate of 33.49%. This is a massive red flag for anyone who can’t pay off their Bloomingdale balance monthly.

The best store credit cards of 2025 offer discounts, rewards, or special financing options. But most also come with high interest and other drawbacks.

Store cards have “acceptance” problems: “Unlike a regular credit card, a store card is only accepted by a specific store or group of retailers,” said Lauren Bringle, ...

Store credit cards can be a tempting option since they frequently offer a huge discount on your first purchase, but there are some mistakes to avoid if you do sign up for one. Many experts warn ...

Bankrate found that the average store-only credit card has an average annual percentage rate of 30.45%, significantly higher than the average APR of 20.78% for all credit cards.

Pay in full before your store card's 0% financing offer ends. Store cards often offer "special" financing terms, under which you won't be charged interest if you pay off the balance within a ...