Marcus offers competitive CD rates with terms from 6 to 72 months ... on terms more than 5 years Grace Period for Penalty-Free Withdrawals 10 days Marcus no-penalty CD key features: An APY ...

In December 2024, The Fed made an interest rate cut for the third Fed meeting in a row. This caused CD interest rates to fall, and it's likely that CD rates will continue to fall in 2025.

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