RBI Deputy Governor M. Rajeshwar Rao echoed these views in a recent speech, stating that transparency, efficiency, and trust ...

TD offers online support and resources of interest to newcomers on topics such as banking basics, moving to Canada, credit ...

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

The RBI has reduced the repo rate by 50 basis points to 5.5%, aiming to stimulate economic activity by making borrowing ...

Maintain a good mix of good and bad loans. Home and business loans are considered good loans. Personal loans and private ...

The credit repair industry is full of scams, so be sure to vet a company’s track record before signing up for any services or ...

Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can help you improve your credit file. A clean credit report shows you’re a ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your credit score for now. Here’s what to watch out for.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

FICO unveiled new scoring models that consider BNPL plans.