Mortgage rate: We expect the 30-year mortgage rate to fall to 5.00% in 2028 from an average of 6.70% in 2024. We do expect inflation to tick up from now through 2026, owing to the impact of tariffs.

Carson continued, “It was an honor and joy to dive into Anna’s world of dreams, of love, of poetry. To study the great poets that walked the halls of Oxford, and who have since filled our lives with ...