1 day ago · The national average home equity loan interest rate is 7.99% as of Dec. 17, 2025, according to Bankrate’s latest survey of the nation’s largest home equity lenders.

Searching for home equity rates or advice? Bankrate.com offers advice on home equity loans and lines of credit.

Sep 3, 2025 · The average home equity loan remained at a 2025 low. The average HELOC rate jumped as lenders ended low intro-rate offers with summer's end.

1 day ago · The national average HELOC interest rate is 7.63% as of Dec. 17, 2025, according to Bankrate’s latest survey of the nation’s largest home equity lenders.

2 days ago · Explore top home equity loan lenders by comparing rates, features, and eligibility with Bankrate’s trusted expert reviews.

Use Bankrate's home equity loan calculator to determine how much you might be able to borrow from your home.

Year-over-year data on HELOCs. Stay up to date on current rate data with Bankrate’s Data Center

Sep 4, 2025 · We assess affordability to help you choose a lender that offers the lowest interest rates. Score composition includes loan APR (annual percentage rate); introductory APR (if …

1 day ago · We’ve carefully reviewed and rated our home equity lenders to find the ones that shine, building on our scoring system, the Bankrate Awards, and data culled from our lender …

5 days ago · We assess affordability to help you choose a lender that offers the lowest interest rates. Score composition includes loan APR (annual percentage rate); introductory APR (if …