Banking built for you. Montecito Bank and Trust is a locally owned community bank dedicated to serving individuals, businesses, nonprofits, and Wealth Management clients across California's Central Coast.

Digital access. Rewarding benefits. Let's find the account that fits your needs. We understand that one size doesn't fit all. Our accounts are designed with you in mind so you can control how to manage …

Celebrating 50 years of making the communities we serve better places to live and work. On March 17, 1975, a group of local businessmen started the Bank of Montecito with a singular vision - building a …

Montecito Bank & Trust's Online Banking is powerful and user-friendly, giving you the control to manage your accounts from anywhere you're connected. Whether you prefer to bank from your desktop or …

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Need to reach a banker? We offer several ways to connect. Pick the one that works best for you!

Boost your payment capabilities - send ACH and wire transfers right from your computer or phone. In today's instant world, faster payments have become a necessity to keep up with the speed of …

Montecito Bank & Trust is committed to providing equal employment opportunity in our online application process to all protected groups, including protected veterans and individuals with disabilities.

Community banking at its best! As the largest locally owned community bank on the Central Coast, Montecito Bank & Trust remains committed to our founding principle: to make the communities we …

Downtown Santa Barbara; 1000 State Street, Santa Barbara, CA 93101; lobby: Mon-Fri, 9am-5pm, ATM: 24/7